It depends on your expenses like what you have planned after your retirement. But I will want to suggest that normal saving can’t complete your dream after your retirement, for that you need to invest in Mutual fund Best SIP Schemes on the regular basis. SIP is the smarter and convenient way to create wealth, investing over long time. One more important thing to be keep attention before investment set your current expenses after that plan to invest in SIP. In case if your budget not allowed then cut down small amount from your salary to invest. In feature your income is increasing then SIP offer’s the additional purchase option. In this you can increase investment amount hassle free. So invest with ease and complete your financial goals after your retirement.